My husband has been updating our life insurance policies. Because of my HCM,(ICD<pacer) I obviously cannot change my policy. However, with my children having a 50% chance of inheriting this disease, would it benefit us to insure them for more than the usual $5,000? I'm concerned that they may be diagnosed at a later date and would not be able to get a policy for themselves as adults.
Does anyone have a suggestion for the best type of policy?
I appreciate your input.
Thanks!
tricia
Does anyone have a suggestion for the best type of policy?

I appreciate your input.
Thanks!
tricia
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